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    Home » Financial Services » 401(k) and Rollovers

    401(k) & ROLLOVERS

    At Roberts Wealth Management, we believe you deserve to understand your money. That’s why we take the time to thoroughly understand your financial situation and then explain your options.

    For example, if you have money in an employer-sponsored retirement plan, such as a 401(k), here are the four things you can do with the money when you retire or change jobs:

    1. Leave the money where it is.
    2. Take the cash (and pay income taxes and perhaps a 10 percent federal penalty tax if you’re younger than age 59½).
    3. Transfer the money to another employer plan (if the plan allows).
    4. Roll over the money into an IRA.

    Most people think it’s a good idea to match contributions to the maximum in your employer-sponsored retirement plan or to contribute funds to a “tax-deferred” qualified retirement plan. However, that’s not always the case. In fact, tax-deductible qualified retirement plans may be much less tax-efficient than you realize. What’s more, a 401(k) often offers more limited investment options than, say, an IRA or a typical taxable brokerage account.

    Roberts Wealth Management’s simple, no-obligation 3-Step Review can help you determine the factors to consider and help you develop a financial strategy that works best for you.

    Investment advisory services offered through AE Wealth Management, LLC.

    Retirement Kit

    Enter your information below to request this kit, including three separate guides that address several retirement topics.

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    April RobertsWe help create retirement income strategies for people in or nearing retirement so their retirement income lasts as long as they do.
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    We are an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives.

    Investment advisory services offered through AE Wealth Management, LLC. AEWM and Roberts Wealth Management are not affiliated companies.

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    *Any references to protection benefits or steady and reliable income streams on this website refer only to fixed insurance products. They do not refer, in any way, to securities or investment advisory products. Annuity guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Annuities are insurance products that may be subject to fees, surrender charges and holding periods which vary by insurance company. Annuities are not FDIC insured.

    The information and opinions contained in any of the material requested from this website are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation.